McAfee InsuranceOur Promise

As an independent insurance agency, we work for you - not the insurance companies. Since we represent more than one insurance company we can offer you a wider selection of coverage options that fit your lifestyle and budget.

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Common Types of Coverage

  • Home / Dwelling Protect your home from the unexpected events life throws your way. Instead of the one-size-fits-all policy that some other carriers have, McAfee Insurance offers the flexibility to customize a policy to fit your individual needs.
  • Condo and Townhouse We offer condo owners protection for the interior of your unit from covered losses such as fire, smoke and theft. If you’re a townhouse owner who owns the exterior and interior of the unit as well as the patio, balconies and any outdoor areas, we offer different levels of protection from covered losses.
  • Renters Your landlord’s insurance won’t protect your personal belongings from damage or theft. Renter’s insurance covers your belongings - from clothing and electronics to furniture and appliances. Our policies include additional living expense coverage in case your rental is uninhabitable due to a covered loss.

Frequently asked questions

Property insurance and casualty insurance are types of coverage that help protect the stuff you own — like your home and valuables inside, for example — and also provide liability coverage to help protect you if you're found legally responsible for an accident that causes injuries to another person or damage to another person's belongings.
Covered losses under a homeowners policy can be paid on either an actual cash value basis or on a replacement cost basis. When “actual cash value” is used, the policy owner is entitled to the depreciated value of the damaged property.

Under the “replacement cost” coverage, the policy owner is reimbursed on an amount necessary to replace the article with one of similar type and quality at current prices
Yes they do. According to regulatory associations, there is a direct correlation between credit scores and individuals getting into accidents, and cancellation policies due to non-payment. Therefore, premiums are higher for lower credit scores.
Yes! You will receive a discount in both policies if you do this.